Everything Recurro does.

One line each. The demo shows any of them working, and the docs have the detail.

Pay

For the business sending money.

Private payments: Pay a contractor or supplier in USDC or USDT. The chain shows no amount, no payer and no payee.
Your existing wallet: Fund from the wallet you already have, and pay a plain wallet address when the payee has no Recurro address.
Invoice links: Paste an invoice link from another service and pay it; the link becomes the reference on the receipt.
Bills: Record the invoices you receive, catch the duplicate before it is paid twice, and pay in part or in full.
Payroll runs: Paste a run, one payee per line. Each line is screened and checked against your rules before anything moves.
Repeating payments: A standing mandate pays a named payee weekly, fortnightly or monthly, inside a cap, until it expires.
Payees: Invite a payee with a link. Their address is theirs, and a changed address waits for a second look.

For the person receiving money. No account, nothing to install.

An address in a minute: Twelve words made in your browser give you an address to hand to anyone who pays you.
Requests and invoices: Send a payment request or a full invoice, in dollars, euros or pounds, settled at a published rate.
What arrived: See each payment and its reference on your own device, with a receipt you can check without us.
Earnings statement: A statement of what you were paid, by payer and by month, for your own books and your tax return.
Move it out: Send any part to an ordinary wallet. Before you do, a privacy reading says what the move will show.
Keep access: Split your words between people you trust; any two restore them, and one alone learns nothing.

For agents, under the same rules as people.

One call decides: An agent asks to pay and gets allow, hold or refuse, with a receipt, against its mandate and your policy.
It signs only what was approved: The server prepares the transaction, the agent signs exactly those bytes, and its key never leaves it.
A mandate that says what it is for: State the purpose in a sentence. A purchase that does not fit, a gift card for instance, waits for a person.
x402, with a private payee: Agents pay over x402 with no key needed. The payee receives a private note, and every refusal is a named reason.
Stop one agent: Suspend an agent and its next payment is refused, even one already signed and on its way to the relay.

For finance, and for whoever audits finance.

Rules in plain English: Limits refuse. Payments above your threshold wait for a second person, who cannot be the sender.
Sanctions screening: Every payee and funding wallet is checked against seven public lists we fetch ourselves, weekly and on change.
Receipts anyone can check: Each decision and settlement is hashed, chained and signed on your device. The format is published.
The books: A ledger with journal numbers, month close, payee confirmations, tax forms and exports for your accounting system.
Keys for your auditor: Issue a key scoped to a date range and a set of payees. Every use is logged, and you can revoke it.
People and recovery: Roles, delegation while somebody is away, and a treasury key no one person can recover alone.